Our society doesn’t hate debt - but it should.  If not for our own sake as adults, then we should for the sake of our children. Kids are gro

Have you ever gotten an unexpected check in the mail? Let’s say it was for $50. It’s exciting to get surprise money You might think, “I’m go

Take a sneak peek around and do an assessment. Do people look healthier or skinnier than they did in January? Do they seem happier and enj

I call this being in survival mode. It's not just trying to make it to the end of the month, but it's choosing between eating dinner

In the financial class that I facilitate, there's almost always a point when people realize that they’re spending too much money.  I ha

Do you know that the eighth wonder of the world (according to Albert Einstein) is compound interest? We're talking free money here peopl

Did you know that ‘budget’ doesn't have to mean ‘crummy’ or ‘boring’ or ‘cheap’? I have a fear that people tune out when I say the “B w

I just finished designing my business cards and flyers for my new business!  After brainstorming with my friend Allison, founder and lead de

The truth about what credit companies think of you! It's so true it's funny. But not really funny like they are laughing with you.

Theresa: Theresa why did you decide to interview yourself? You know this makes you look a little crazy, right? Me: What a great question!

You have taken the first step to taking control of the clutter in your house. This process takes time and can be stressful to imagine a cha

So this is me starting: welcome to my blog! I would like to give you this virtual rock, so that if you get nothing else out of reading this