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    Theresa Gray
    • Sep 13, 2017
    • 9 min

    Maximize Your Monthly Income Part 2: Budgeting

    Have you ever gotten an unexpected check in the mail? Let’s say it was for $50. It’s exciting to get surprise money You might think, “I’m go

    35 views0 comments
    Theresa Gray
    • Aug 22, 2017
    • 10 min

    3 Easy Steps to Maximize Your Monthly Income: Part 1

    Friends listen to me, I’m telling you something important. I have friends who make $30k a year and friends who make $300k a year and I hear

    79 views0 comments
    Theresa Gray
    • Aug 3, 2017
    • 5 min

    Why it's so hard to dump our bad habits

    Take a sneak peek around and do an assessment. Do people look healthier or skinnier than they did in January? Do they seem happier and enj

    14 views0 comments
    Theresa Gray
    • Jul 20, 2017
    • 4 min

    Here's what no one tells you about paying bills

    I call this being in survival mode. It's not just trying to make it to the end of the month, but it's choosing between eating dinner

    29 views0 comments
    Theresa Gray
    • Jul 14, 2017
    • 4 min

    Would you let her buy you lunch?

    I haven't blogged in a while because we've been swamped with living the good life: All-Star Baseball tournaments for my studly 8 yea

    20 views0 comments
    Theresa Gray
    • Jun 19, 2017
    • 6 min

    How to start investing today

    So this article is how to take a small first step towards investing - micro investing.  In my blog post, Learn how to improve a graduates li

    21 views0 comments
    Theresa Gray
    • Jun 8, 2017
    • 7 min

    How Dave Ramsey's FPU changed my life

    Before FPU I would have said that I kept a budget. Every month I had an idea roughly how much we needed to spend.  I would balance our check

    177 views0 comments
    Theresa Gray
    • Jun 1, 2017
    • 3 min

    How to make more money on the side

    In the financial class that I facilitate, there's almost always a point when people realize that they’re spending too much money.  I ha

    288 views0 comments
    Theresa Gray
    • May 18, 2017
    • 3 min

    Learn how to improve a graduate's life

    The thing with money and kids is that adults aren't often very honest about their own financial mistakes.  If you take your graduate as

    24 views0 comments
    Theresa Gray
    • May 12, 2017
    • 2 min

    Debt is ugly but budgets are beautiful!

    Did you know that ‘budget’ doesn't have to mean ‘crummy’ or ‘boring’ or ‘cheap’? I have a fear that people tune out when I say the “B w

    22 views0 comments
    Theresa Gray
    • Apr 28, 2017
    • 4 min

    Auto-Interview

    Theresa: Theresa why did you decide to interview yourself? You know this makes you look a little crazy, right? Me: What a great question!

    41 views0 comments
    Theresa Gray
    • Apr 25, 2017
    • 14 min

    Sell Your Stuff (Profit and Declutter)

    You have taken the first step to taking control of the clutter in your house. This process takes time and can be stressful to imagine a cha

    280 views0 comments
    Theresa Gray
    • Apr 20, 2017
    • 4 min

    Four years ago our finances were a mess! How do you compare?

    ...negative traction on their finances.  They were feeling like they would have a student loan until they died. In short, they were really d

    66 views0 comments
    Theresa Gray
    • Apr 16, 2017
    • 3 min

    5 Ways to ignore debt induced guilt

    Sometimes we all need a break from reality! Perhaps you’ve been reading blog posts about overspending and have been feeling a little anxious

    46 views0 comments
    Theresa Gray
    • Apr 8, 2017
    • 1 min

    Sell your crap. Pay your debt. Do what you love.

    Because of a ‘whoever dies with the most toys wins’ mentality, we waste our life in the pursuit of stuff. We have cluttered homes and pay t

    40 views0 comments
    Theresa Gray
    • Apr 4, 2017
    • 2 min

    Let's be Un-Normal

    Have you ever been having a wonderful dream and then abruptly wake up because you realize that you overslept? You missed your alarm and...

    36 views0 comments
    Theresa Gray
    • Apr 1, 2017
    • 5 min

    Don't FOMO your way to "oh no!"

    FOMO: fear of missing out. Urban dictionary says it is an omnipresent anxiety brought on by our cognitive ability to recognize potential op

    84 views0 comments
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