Theresa GrayJan 26, 20193 minFamily Gratitude Journal ExplainedI decided to create something for my family to use - something with prompts to help us dig deeper and THINK about the answers. And, because
Theresa GrayAug 31, 20181 minSD Voyager Interview - MoneyMatters.Life BackstoryHello friends! I've been away from my blog for a while. Since my last post - I wrote a book; hung out with my family; opened up an Etsy
Theresa GrayApr 6, 20184 minUnderstand how credit cards can be a curse to your kidsOur society doesn’t hate debt - but it should. If not for our own sake as adults, then we should for the sake of our children. Kids are gro
Theresa GrayJan 8, 20182 minHow much money do you eat?It's easy to overspend on groceries and restaurants - unless you are using cash! We showed our kids how much money we spent a month on f
Theresa GrayDec 1, 20173 minSanta's expert advice on making a listThe holiday season is magical - everyone is friendlier; our houses are decorated so prettily; there is rich food everywhere; and heartwarmin
Theresa GrayOct 18, 20171 minParenting Hack: Paying Commissions Instead of AllowancesThrough trial and error, we came upon a system that works for us! We review the kids chore chart and their behavior and pay them out commiss
Theresa GrayOct 5, 20174 minOwn The ResponsibilityMy response is my responsibility. I must stop blaming my environment for my spending habits. If my ice dispenser stops working I do not ne
Theresa GraySep 13, 20179 minMaximize Your Monthly Income Part 2: BudgetingHave you ever gotten an unexpected check in the mail? Let’s say it was for $50. It’s exciting to get surprise money You might think, “I’m go
Theresa GrayAug 22, 201710 min3 Easy Steps to Maximize Your Monthly Income: Part 1Friends listen to me, I’m telling you something important. I have friends who make $30k a year and friends who make $300k a year and I hear
Theresa GrayAug 15, 20172 minBlogging is harder than it looksI jumped into blogging with no idea what I was doing (could you tell?) Remember my first post, Here, have this rock? It was one of those th
Theresa GrayAug 6, 20174 minMovie Review: The Dark TowerThe man in black fled across the desert, and the gunslinger followed. If this sentence means anything to you then you are probably a Dark T
Theresa GrayAug 3, 20175 minWhy it's so hard to dump our bad habitsTake a sneak peek around and do an assessment. Do people look healthier or skinnier than they did in January? Do they seem happier and enj
Theresa GrayJul 29, 20174 minAuto-Interview Part 2Theresa: It’s been three months since your last self-interview, why are you doing it again? Me: I like to pretend that people have been clam
Theresa GrayJul 20, 20174 minHere's what no one tells you about paying billsI call this being in survival mode. It's not just trying to make it to the end of the month, but it's choosing between eating dinner
Theresa GrayJul 14, 20174 minWould you let her buy you lunch?I haven't blogged in a while because we've been swamped with living the good life: All-Star Baseball tournaments for my studly 8 yea
Theresa GrayJun 19, 20176 minHow to start investing todaySo this article is how to take a small first step towards investing - micro investing. In my blog post, Learn how to improve a graduates li
Theresa GrayJun 8, 20177 minHow Dave Ramsey's FPU changed my lifeBefore FPU I would have said that I kept a budget. Every month I had an idea roughly how much we needed to spend. I would balance our check
Theresa GrayJun 3, 20175 minWonder Woman: Movie ReviewVisually, I especially loved the initial scenes when the Amazons were on the island of paradise, Themyscira. It was a breathtakingly encha
Theresa GrayJun 1, 20173 minHow to make more money on the sideIn the financial class that I facilitate, there's almost always a point when people realize that they’re spending too much money. I ha
Theresa GrayMay 27, 20174 minBeginners Guide: RetirementDo you know that the eighth wonder of the world (according to Albert Einstein) is compound interest? We're talking free money here peopl